Privacy Policy

Our approach to safe guarding your privacy.

40410 INSURE will protect your personal information:

40410 INSURE is committed to respecting and maintaining the privacy and security of its customers’ personal information (collectively Personal Information / Information) provided to 40410 INSUREon the website, www.40410 INSURE (the Website). This approach to safeguarding your privacy (the Approach) outlines 40410’spractices and commitment to its customers. 40410 INSURE takes all reasonable steps to ensure that its business practices are aligned with the terms of this statement.

40410 INSURE values you as a customer. So we’ll treat all your Personal Information as private and confidential and deal with your Information in a responsible and lawful manner. We’ll do as much as we can to prevent unauthorised access to your Personal Information. The information we collect is essential to conclude your agreement and will only be processed for purposes consistent with the normal course of our business and to uphold your and 40410’slegitimate interests.

40410 INSURE is required by law, to process and maintain your Personal Information in accordance with prescribed standards or generally accepted information management practices (including prescribed retention periods) to ensure that your information is complete, accurate, up to date and secure.

Your Personal Information will not be disclosed to any third party except in the normal course of our business or where we are required to do so by law.

We keep a record of your Personal Information and you can ask for a copy of it anytime. The Information will be made available to you following receipt of your request. You may notify us in writing of any inaccuracies reflected in the Information that we maintain and subject to verification, we will correct your Information.

How 40410 INSURE uses your Personal Information:

1. You will be able to explore the majority of the services offered on the Website without us collecting any Personal Information from you. We do, however, gather and analyse information on our visitors’ routine use of the Website. We use this information to monitor which areas of the Website are most frequently visited, to assist us to continue developing a value-added service. To facilitate this, the Website servers will collect the IP address of your computer, but not the email address or any other distinguishing information.

2. For the purpose of business communications, administration and transacting we may collect and subsequently process certain Personal Information. This will enable 40410 INSURE to:

Respond to queries or requests submitted by you;

Process orders or applications;

Resolve problems with services previously rendered;

Create products and services that may meet your future requirements;

Compile non-personal statistical information about browsing habits, click-patterns and access to the 40410 INSURE Website;

Tell you about our new products and services.

3. 40410 INSURE may periodically conduct online customer care surveys to facilitate the enhancing of service standards. When it conducts a survey, 40410 INSURE will inform the customer how the information gathered will be used, and will provide the customer with the opportunity to opt out from such surveys.

4. 40410 INSURE may enter into business arrangements whereby its customer base is one of the more valued assets. In such an event occurs, Personal Information will be one of the transferable assets. In the event that the ownership of 40410 INSURE changes, your Personal Information will be transferred to the new owners who will be bound to treat your information with the same level of care. They will notify you if they plan to do anything different with your information.

5. 40410 INSURE will collect, process, maintain, disclose or otherwise deal with your Personal Information only with your consent, in respect of marketing services or products. Consent to collect or use information shall be express (e.g. signing an agreement or clicking on the “I agree” icon).

6. 40410 INSURE may collect, process, maintain, disclose or otherwise deal with your Personal Information, without your knowledge and consent, in the event that it is:

A. Required by law.

This typically relates to financial service and tax legislative reporting requirements or in terms of a court order. When 40410 INSURE is requested to provide personal information as part of legal proceedings, it has the legal duty to service that demand, and will do so (subject to having verified that it is a legitimate legal request). 40410 INSURE will, however, in all instances required by law, only disclose the Personal Information specifically requested.

B. Necessary to protect 40410 INSURE’s interest

This will not be used as a reason for disclosing Personal Information about a customer or a customer’s accounts (including name and address) to anyone else, including other companies within the Liberty Group for marketing purposes. However, basic risk control and other procedures that protect 40410 INSURE’s interests sometimes lead to the disclosure of specific customers information. These instances are limited and the disclosure of information will be restricted to what is reasonably required in the circumstances.

C. In the public interest

40410 INSURE may be required to disclose Personal Information for matters of public interest (e.g. to assist in the prevention of crimes). Before complying with these requests, 40410 INSURE will take every precaution to ensure the authorities involved have legitimate grounds to make such a request.

D. For statistical purposes;

40410 INSURE may process and disclose Personal Information, for statistical purposes, that does not relate to you or any person specifically (i.e. de-identified information) as it deems appropriate.

40410 INSURE hates spam as much as you do:

40410 INSURE will never sell your email address to third parties for purposes of email spamming. With your consent, 40410 INSURE may use your Personal Information to send you details on new services or products that may be of interest to you and from time to time will mail, email or SMS information to you about us, our products and services, or our partners and their products or services. If you do not wish to continue receiving this information you may contact us and we will remove you from our mailing list.

We will leave you alone if you want us to:

40410 INSURE offers the client the opportunity to opt out of receiving marketing or promotional communications from 40410 INSURE. This can be done by way of a single click cancellation from all email communications (unsubscribe) facility.

Technology and security on the website:

To prevent unauthorised access, maintain data integrity and ensure the appropriate use of information, 40410 INSURE have established appropriate physical and technological controls to safeguard the Personal Information you provide to us. 40410 INSURE will update and enhance these measures on an ongoing basis, to ensure they remain appropriate and relevant.

Security:

40410 INSURE has deployed state-of-the-art technology and implemented security measures to protect against the loss, misuse or changes to the Information under our control, by unauthorised third parties. 40410 INSURE is committed to providing secure online services.

As such, all interactions with our transactional site (Online Service/s) are protected through encryption that complies with international standards. Personal Information encryption includes banking details, names and addresses as it is transmitted over the Internet.

40410 INSURE’s Internet servers are protected by firewalls and intrusion-detection systems. Access to information on these servers is restricted to authorised personnel only. The 40410 INSURE customer database is backed up on a regular basis, and our services do not allow anonymous or otherwise unauthenticated access at any time.

40410 INSURE regularly tests the effectiveness of the security of our systems and responds to any threats that may be detected.

Of course, no data transmission over the Internet can be guaranteed 100% secure, but 40410 INSURE will continue to employ all reasonable measures to safeguard your Information under their control.

Password(s):

Your access to the Online Service(s) is password protected. You undertake to keep your password secure and warrant that you will not permit any other person to access the Online Services utilising your password. You acknowledge and agree that you are solely responsible for maintaining the security of your password and undertake to take all reasonable steps to prevent any unauthorised access to the Online Services using your password. You irrevocably agree not to hold 40410 INSURE liable for loss or damages of any nature that you may suffer as a result of the unauthorised use of your password to access the Online Service(s).

Cookies:

Cookies are small pieces of information that allow the 40410 INSURE web server to recognise you and provide more personal web experience. Cookies are issued by our web server, stored in your web browser and can only be read by our server. The type of information gathered is non-personal (such as: the IP address of your computer, the date and time of your visit, the pages you browsed etc.).

Apart from merely establishing basic connectivity and communications, 40410 INSURE may use this data to develop customised services that may be tailored to your individual interests and needs. We use cookies to save your email and customer name so you don’t have to re-enter it each time you visit our site. We may also use cookies to customise your preference settings for future return visits. This is also to facilitate speedy service to you, and enhance your experience on the Website. At no point in time will any of your Personal Information be stored in a cookie.

Should you choose to do so, it is possible (depending on the browser you are using), to be prompted before accepting any cookies, or to prevent your browser from accepting any cookies at all. This may however cause certain features of the Website to not function correctly.

Interception of communications:

Subject to the provisions of the Regulation of Interception of Communications (RICA) Act, you hereby agree to 40410 INSURE’s right to intercept, block, filter, read, delete, disclose and use all communications sent or posted by the customer to the Website, its staff and employees.

Third party sites:

The 40410 INSURE Approach to safeguarding your privacy applies only to Personal Information collected at 40410 INSURE’s website. The 40410 INSURE website may contain links to other websites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the security or privacy practices employed by other sites. We encourage you to read the privacy Agreement for any site that requests Personal Information from you.

Updating of the statement:

40410 INSURE reserves the right to amend or modify its approach to safeguarding your privacy at its sole discretion, at any time, without any prior notice to the customer, in response to meeting legislative requirements and dynamic business needs. All amendments to the statement will be posted on the Website. Unless otherwise stated, the current version shall supersede and replace all previous versions of this statement.

Communication policy:

40410 INSURE,as you know, believes in being transparent. Should you wish to know a little more about the type of records we keep or wish to request specific information from us. Please contact info@40410insure.com